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[personal profile] bunrab
Completed online disability application and medical report and electronically signed medical records release. Should take SSA a minimum of 4 months to even get all the medical records I've authorized them to get, so the very soonest I will hear from them will be sometime after that. So there's absolutely no point whatsoever in fretting till then. Right?

Because the reality of the situation is, even if right this minute I were to have the thoracotomy to have the third lead placed by external means, and even if that surgery worked perfectly and the third lead improved the dissynchrony and raised my EF, so that I was something closer to able to work after I recovered, who the hell would hire me at my age, not having worked at all in 7 years, with a known medical condition that would be a huge drain on their company health insurance? When there's 26-year-old new-minted PhDs and CPAs out there who would work cheap and aren't even used to jobs with benefits and are in good health and have more recent training and???

Footnotes: the "mini-thoracotomy" involves cracking open a couple ribs, but not the sternum, so it's technically considered "minimally invasive surgery" ha ha. 5 days in the hospital and 4 weeks recovery at home with nursing care or in a rehab center, a dismally depressing thought. My insurance would probably not cover all of it. There's about a 50% chance it would work, and even then, no telling how /well/ it would work. You can see why I haven't rushed to do this.

Date: 2012-07-26 07:15 pm (UTC)
From: [identity profile] bunrab.livejournal.com
Because Steve wasn't collecting SS yet when he died, I have to either wait till I'm 60 to collect his, or else get the Disability approved, and then I can collect on his. It will be higher than mine. But I've gotta get the disability part approved first, in order to qualify to collect his before I'm 60. Questions about our marriage dates and his birthdate and stuff were on the disability app.

I hadn't filed for SSDI before because, well, while Steve was alive I didn't need it - it wasn't really of much importance that my own State of Texas disability pension was too small to actually live on. And then the first while after Steve died, I did still have a bit left on an annuity that he was getting from his dad's estate, and I wasn't really analyzing my finances too clearly, while I was busy adjusting emotionally and psychologically. So it was only this past winter, when that first heating bill hit and it became clear that I don't have enough monthly income to cover my monthly expenses, that I started facing facts and doing stuff about it, like getting a smaller place and filing for an additional source of monthly money. Does that make sense? Yeah, I should have done it years ago, as soon as it was clear that I was totally disabled and not going back to work - but Steve was taking care of me then; I didn't have to face facts head on.

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